Postgres is better at single-document finds by id
各保险人按照其承保的保险金额同保险金额总和的比例承担赔偿责任;任何一个保险人支付的赔偿金额超过其应当承担的赔偿责任的,有权向未按照其应当承担的赔偿责任支付赔偿金额的保险人追偿。
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Reporting by Chance Townsend, Caitlin Welsh, Sam Haysom, Amanda Yeo, Shannon Connellan, Cecily Mauran, Mike Pearl, and Adam Rosenberg contributed to this article.